HELP! Credit Card Declined, but still charged. Messenger App. One possible scenario: When a credit card is processed, the Bank/Credit Card company may return an approved status, and will also return a code indicating if the billing address matched or not (The AVS Code - Address Verification System). Issues with Payments. I then bought it through amazon pay and it worked fine. If none of your payment methods can be charged, your last order will remain unpaid. If failed, the order is considered declined and a new order will need to be placed. If the retailer does not post the transaction to your account, it will not debit and the funds will become available in your account again. Hope that Paypal can immediately take a look at this as I was charged thrice for unsuccessful transactions (they donât even reflect in your Paypal account as a completed transaction but itâs ⦠While this can create confusion, ⦠Card payment declined but you've still been charged If the payment declined on the merchant's end but went through on your app, this might be because of a problem with their card machine. The payment system is responsible for checking if the credit card information inputted matches what the bank has on record. However after checking my bank account, I realized the first payment still went through. Hey guys, I was planning on buying Black Ops II and I put my information in knowing I had well over enough to purchase the game in my account. I was requesting 205 dollars from a friend that owed me money. So gamestop has my money, but now claims my order is on hold, because they charged me for what looks to be a different order entirely as well. If something is wrong with the primary payment method that you have on file, a different payment method will be charged. What has occurred here, is that the processing bank sent the request to charge your card, and initially an authorization was approved, but, secondarily, the AVS or CVV rule failed, so the payment gateway declined the transaction. In this scenario, the answer is that your card was not billed. What was declined was another charge of 673 that came after my first payment. Re: Card declined but still got charged This just happened to me today. I tried to pay through stripe and it said something along the lines of âpayment declinedâ. I contacted support but Iâm just getting unhelpful, automated responses. When your payment is declined, the authorization is voided and the money should be released back into your account within 2 business days (weekends not included) depending on your bank or card issuer (note: some banks and card issuers can take up to 5 days to release pending authorizations).If for some reason the authorization hold is not released, please check the following: So, I call my bank to find out that the actual payment of 736 was not declined and did indeed come out of my account. If the information does not match, the transaction will fail the check. Payment Cancelled- however money still taken from bank account. In most cases the money will automatically be refunded within 7 days. My card was declined, but I'm still showing that I was charged Gordon Lucas August 13, 2019 15:15; Updated; Follow. Learn about how purchases are billed.. I went to purchase and it said my card was declined to I proceeded to restart the process to encounter the same problem, my card was declined. Payment declined but still charged. It sounds like for some reason, the retailer did not receive the message that the transaction was approved. when their payment did not go through. How long this takes will vary from bank to bank. When you view your list of payment methods, you might see red text that summarizes why the payment method couldn't be charged.. The transaction is then sent to the payment system. The payment is pending because it wasn't declined. Sometimes customers ask us "Why was I still charged?" Your payment methods, you might see red text that summarizes Why the is. Did not receive the message that the transaction was payment declined but still charged what was declined was charge. 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